Total Loss Valuation

Don’t Settle for Less Than Your Vehicle Is Worth.

When your vehicle is written off as a total loss, the insurance company’s first offer is rarely the full story. Our Total Loss Valuation service gives you a professionally researched, fully documented report that strengthens your position and helps you secure a fair settlement.

How It Works

Your appraisal report is designed to be clear, credible, and easy to use. We carefully review your insurer’s valuation for accuracy, then determine your vehicle’s true fair market value using market data and expert analysis. You’ll receive a professional report package that can be submitted directly to support your settlement discussions.

Step 1: Review

We carefully examine your insurer’s valuation and documentation for accuracy, ensuring no important features, options, or adjustments have been overlooked.

Step 2: Valuation

Using current and historical market data, verified comparable sales, and expert industry knowledge, we determine your vehicle’s true fair market value.

Step 3: Report Package

We carefully examine your insurer’s valuation and documentation for accuracy, ensuring no important features, options, or adjustments have been overlooked.

Why Choose Expert Auto Appraisals?

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Certified & Recognized

CPPAG Certified, OMVIC Licensed, and registered with the Ministry of Finance.

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Flat, Transparent Fee

We charge $400 per report, not a percentage of your settlement. This means our focus is on accuracy and fairness, not commissions

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Selective Case Intake

We only take on cases we are confident we can improve, saving you time and money.

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Potential Reimbursement

Many insurers will reimburse appraisal fees if a higher settlement is awarded. We encourage clients to ask their insurance provider if this applies to them.

What You Can Expect

  • well-documented, defensible valuation of your vehicle.
  • A clear, professional report you can use to negotiate confidently.
  • An independent appraisal backed by industry expertise, not influenced by insurers.
  • Most reports are completed the same day (worst case, the following day). Rush service is always available.
  • No in-person appointment required — most cases can be handled completely online with your documents and photos.
  • Peace of mind knowing your case is handled by a certified, experienced appraiser.
What You Can Expect

A well-documented, defensible valuation of your vehicle.

A clear, professional report you can use to negotiate confidently.

An independent appraisal backed by industry expertise, not influenced by insurers.

Most reports are completed the same day (worst case, the following day). Rush service is always available.

No in-person appointment required — most cases can be handled completely online with your documents and photos.

Peace of mind knowing your case is handled by a certified, experienced appraiser.

Getting Started is Simple
  1. Send us your insurer’s valuation report and details about your vehicle.
  2. We’ll review your case and confirm if we believe we can help.
  3. Once accepted, we’ll prepare your full Total Loss Valuation Report for a flat fee of $400.

Why It Matters

Insurance companies aim to minimize payouts. With a certified independent appraisal, you have the evidence and professional backing to ensure you’re treated fairly. Most clients find that the increase in settlement far outweighs the cost of the report — and in many cases, the fee itself is reimbursed by the insurer.

Insurance Offered Settlement
$11,000
Expert Auto Improved Settlement
$15,000

Ready to Protect Your Settlement?

Get a certified Total Loss Valuation Report for a flat fee of $400 — no percentages, no hidden costs.

Not Ready
Yet?

Have questions before getting started? We’ll be happy to walk you through the process.